Add stored-value accounts, in-app balances, and instant peer-to-peer money transfers to your application. UNIPHI WaaS gives marketplaces, gig platforms, and consumer apps a turnkey stored-value engine without payment friction.
Eliminate gateway redirects by letting users store funds, pay instantly, and earn loyalty credits inside your app.
Power closed-loop in-app spending or bridge to open-loop national payment networks, cards, and bank rails.
Pay gig workers, marketplace merchants, and affiliate partners instantly with zero payout delays.
Configurable KYC tiers with automated limit management, from instant low-limit balances to fully verified tier-3 accounts.
Programmable rules for cashbacks, loyalty points redemption, discount vouchers, and merchant fund-matching.
Built-in micro-services for phone-number transfers, handle-based payments, and multi-party payment splitting.
End-of-day bank trust account balancing and regulatory escrow monitoring.
