Run retail, SME, merchant and embedded-credit products from application to servicing and recovery using configurable rules, data and workflows.
UNIPHI Lending connects digital origination, credit decisioning,
product configuration, disbursement, repayment and portfolio operations in one lifecycle.
Digital applications, document capture, KYC integration, eligibility and workflow management.
Policy rules, scorecards, alternative data, bureau inputs and configurable approval paths.
Configure loan types, pricing, interest, fees, tenors, limits, grace periods and repayment structures.
Bank, wallet, merchant or approved payout destinations with transaction controls.
Schedules, accruals, payments, restructures, early settlement and customer self-service.
Automated reminders, digital repayment, delinquency workflows, field collection and portfolio monitoring.
Digital personal loans
SME working capital
Merchant cash advance
Microfinance
BNPL / embedded credit
Payroll-linked lending
Launch and evolve lending products while keeping policy and portfolio controls visible.
