Enable your brand to issue deposit accounts, IBANs, and core transactional services natively. UNIPHI BaaS bridges licensed sponsor banks with developer-friendly APIs, handling regulatory overhead, ledger management, and compliance orchestration behind the scenes.
Operates on pre-integrated sponsor bank relationships while retaining 100% brand control and customer touchpoint ownership.
Built-in KYC, AML screening, continuous transaction monitoring, and automated regulatory reporting.
Native double-entry, multi-currency ledger engines capable of processing millions of transactions with zero balance discrepancy.
Instantly generate unique accounts, virtual IBANs, and routing numbers for retail users or business clients.
Programmatic balance management, interest calculation, and multi-sub-account treasury rules.
Direct rails for ACH, FedNow, SEPA, Faster Payments, and domestic instant payment switches.
Multi-bank routing architecture that eliminates single-sponsor operational dependency.
