Cross-Border Money Movement

Orchestrate Cross-Border Transfers Across Corridors, Partners and Payout Rails.

Digitize sender journeys, corridor rules, FX, compliance workflows, routing and payout across bank, wallet, mobile money and agent networks.

What the platform enables

UNIPHI Remittance provides the orchestration layer for institutions that need to manage multiple corridors and
payout partners without building a separate technology stack for each market.

Core capabilities

Corridor management

Country/currency pairs, limits, required fields, payout rules, fees, operating windows and partner routing.

FX & pricing

Exchange-rate feeds, spreads, fee rules, rate locks and market-specific pricing controls.

Sender journey

Onboarding, beneficiary management, quotation, payment, compliance checks, confirmation and tracking.

Payout orchestration

Bank credit, wallet credit, mobile money, cash pickup and other integrated payout endpoints.

Compliance workflow

KYC, sanctions/PEP screening integration, transaction monitoring, document requests and exception review.

Settlement & reconciliation

Partner settlement, prefunding, transaction matching, corridor reporting and operational exceptions.

Architecture & operating model

Typical use cases

Digital MTO

Bank remittance service

Wallet cross-border transfers

Inbound/outbound corridor hub

Diaspora investment/remittance applications

Add corridors without rebuilding the operating stack.

Configure the rules, partners and payout rails behind a consistent digital experience.

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