Omnichannel Banking Experience Platform

Modern Digital Banking Without Rebuilding the Core.

Create modern retail, SME and corporate banking journeys while preserving your underlying core systems. UNIPHI Digital Banking provides the experience, workflow and integration layer to launch faster and evolve continuously.

What the platform enables

Give customers and businesses one coherent digital experience across
onboarding, accounts, payments, deposits, service requests and contextual engagement.

Core capabilities

Digital onboarding

Configurable onboarding journeys, identity capture, verification integrations, consent, risk checks and account-opening workflows.

Customer 360

Unified account, deposit, loan, card and transaction views across integrated systems.

Payments & transfers

Own-account, internal, domestic and international transfer journeys with configurable beneficiary, limit and approval rules.

Retail engagement

Alerts, service requests, savings goals, personalized offers and financial-wellness experiences.

SME & corporate banking

Maker-checker, bulk payment, payroll, roles, entitlements and multi-account workflows.

Journey configuration

Mobile apps, web portals, assisted journeys, merchant/agent interfaces and SuperApp experiences.

Architecture & operating model

Typical use cases

Retail banking modernization

SME digital banking

Corporate self-service

Neo-bank / digital-bank front end

Digital account opening

Core-overlay modernization

Modernize the customer experience without a core-replacement programme.

Start with the journeys that create the most customer and operational value.

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