Virtual & Physical Card Issuance Rails

Issue Branded Payment Cards in Minutes with Modular Card APIs

Launch custom virtual, physical, and tokenized payment card programs. UNIPHI CaaS combines network sponsorship (Visa, Mastercard, domestic schemes) with real-time authorization engines and granular spend controls.

Value Proposition Pillars

Instant Digital Provisioning

Generate virtual cards in real time and push directly to Apple Pay and Google Wallet using native tokenization APIs.

Programmable Spend Controls

Set programmatic limits on merchant category codes (MCCs), per-transaction amounts, geographic boundaries, and operational hours.

Interchange Revenue Sharing

Monetize every card swipe with transparent interchange revenue-sharing models tailored for your volume.

Core Capabilities & Features

Virtual-to-Physical Lifecycle

Instant digital card issuance backed by automated batch manufacturing and localized physical card delivery.

Just-In-Time (JIT) Funding

Authorize transactions by funding card accounts at the exact microsecond the swipe occurs, eliminating trapped balances.

Multi-Use-Case Card Templates

Pre-built configurations for corporate expense cards, employee stipends, fleet cards, and consumer rewards programs.

Self-Service Cardholder Tools

In-app card freezing, PIN resets, balance lookups, and transaction tracking components.

Put Your Brand into Every Customer’s Wallet.

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