Offer contextual credit products directly when your customers need them most. UNIPHI LaaS provides digital marketplaces, retailers, and SaaS platforms with automated scoring, underwriting APIs, capital funding rails, and lifecycle servicing.
Increase platform sales by up to 35% with seamless point-of-sale financing and flexible installment options.
Score borrowers using first-party behavioral, transactional, and sales performance data alongside credit bureau metrics.
Deploy credit using your own balance sheet or connect directly to institutional balance-sheet capital partners.
Drop-in checkout widgets allowing users to select 3, 6, or 12-month installment plans with instant approval.
Instant disbursement into user wallets or bank accounts with automated direct-debit and split-revenue collections.
Underwrite marketplace merchants for working capital loans based on verified past order volume and platform revenue.
Multi-channel automated repayment nudges, early-warning risk alerts, and structured loan-rescheduling workflows.
