Launch and scale consumer, merchant, agent and enterprise wallets from a configurable platform designed for payments, financial inclusion and digital ecosystems.
UNIPHI Wallet supports more than P2P. It provides the transaction, rules, ecosystem and operational layer required to run a modern wallet or mobile-money business.
Consumer, merchant, agent, enterprise and purpose-specific wallets with role-appropriate controls.
P2P, wallet-to-bank, bank-to-wallet, QR, bill payment, airtime, merchant payments and configured payouts.
Cash-in/cash-out, agent-assisted transactions, float controls, commission logic and liquidity visibility.
Configure onboarding tiers, transaction limits, balances, product access and approval rules.
Rewards, cashback, vouchers, campaigns, partner services and mini-app integration.
Fees, commissions, trust/settlement account controls, reporting, reconciliation and transaction monitoring.
National or private mobile money
Closed-loop wallet ecosystems
Merchant/consumer wallets
Payroll / benefit wallets
Marketplace wallets
Telco financial services
Start with the operating model; activate additional financial services as the ecosystem matures.
